The Way Forward

What 20+ Years of Predictions Taught Me

Let's take apart the universal forces of disruption that surrounds all nine industries and the common theme across those trends

Legacy automakers seem to be giving up on the trend to once again concentrate on carbon vehicles, squeezing as much as they can out of a dying platform, while new, aggressive Asian automakers take over a future based on EVs.

The very concept of money, the nature of a transaction, and the role of the institutions that manage our wealth are being fundamentally reimagined.

The retail landscape is undergoing and still very much in the midst of a tectonic shift, moving decisively away from a product-centric universe to one governed by experiences, relationships, and values.

For centuries, the foundation of the industry has been the actuarial analysis of the past—a model that involves looking at what happened, and indemnifying customers based on that reality. That era is over.